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Sabtu, 04 Agustus 2018
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How to Know If You Need a Car Accident Lawyer after an Accident Car Accident Lawyer is always being the best place to call if you are involved in an accident and there is injury as well as damage. For your information, at least four car accidents happen in the U.S. for every 14 seconds. And most of them include injury and damages due to the accident. We paid for the policy of car insurance because we want to recover from lost like repairing vehicle, lost wages, and medical treatment. But sometimes, there is nothing that could guarantee it. The insurance company will do their best to knock down the amount of money they should pay. This is why most people who involved in a car accident would hire a Car Accident Lawyer. Considering the medical expense for certain condition is rising from time to time even faster than the inflation, you really need to make sure that your insurance company give what you deserve. Is a Car Accident Lawyer always a necessity? We will say that a Car Accident Lawyer is not always necessary. It is also unreasonable when it comes to financial point of view. Let’s say that the injury caused by the accident is a minor one like soft tissue damage or small abrasion. The cost you spend to hire a lawyer will more likely higher than the money you will spend on the medical cost. Some people may also be confused about this option. They are so worried about the settlement with the insurance company so they are confused whether to hire a Car Accident Lawyer or not. Well, you can ask for assistance from department of insurance in your state. The department will help you to intervene on your act with the insurance company. They will also help you to manage and understand the process of claims better than if you are not asked for their help. But of course there are conditions that make you need the Car Accident Lawyer more than anything when you are just involved in a car accident. Even if you just need to consult, legal advice may help you a lot in many circumstances. So, the certain conditions are such as: · The injuries are severe and it may cause health issue for long-term · Another driver in this accident is uninsured or underinsured and it has been defined by the law of the state · It is still unclear about who was at fault · The claim adjuster from your insurance company put you on pressure so you will accept the quick settlement · The offer of settlement sounds so unfair compared to the circumstance · The state you live has limitations statute so it may be a threat to your ability to negotiate the offer of settlement. The good and not-so-good things of hiring a Car Accident Lawyer. People said that hiring a Car Accident Lawyer will kill your chance to get the adequate settlement from the insurance company. And it is true that hiring a lawyer will make the process of claim become slower and a bit formal. Your lawyer will ask you to stay silent with the insurance company but if you want to talk to them then you need to consult to the lawyer first. But later, the good lawyer will defend and fight for your rights without making a hostile circumstance between all parties. Other than that, fighting the insurance company without the legal help from Car Accident Lawyer will be more difficult. It is also a kind of expensive prospect. The insurance company will take you a bit more seriously after you get the lawyer on the table, since both lawyer and insurance company have the same expertise. Your lawyer will help you to generate a fair settlement option and they will also give you advice to choose the best one. Working with lawyer may make you a bit nervous. But you should remember that the insurance company is armed with many lawyers. But of course there might be some drawbacks by hiring a Car Accident Lawyer. So, you will need to think about it before. The things are including: · When the lawyer and the insurance company could not come to a deal then the settlement process for the claim may get very long as well. If you and your Car Accident Lawyer suing the insurance company then the process could take years. This thing could happen if the accident took place in a big country with complicated system in the court. · Most lawyers with personal injury field or Car Accident Lawyer work with contingency bill. It means that your lawyer will take certain percentage of your settlement money with the insurance company. Your lawyer could take as much as 40% and if you are unaware you can end up with less money than you have spent. Besides the contingency fee, the lawyer will also charge you out-of-pocket expense, court and also the administrative cost. · Hiring a Car Accident Lawyer may be a risky business too. Commonly, there will be more than one offer for settlement during the negotiation process. If any of them is not good for you then you will have to file for lawsuit. The chance to go to trial is also very high. Even though the juries and court will rule in the good act for the injured policy holder, there is not guarantee. And if things cannot go your way then it is possible if you can get less than the initial offer. Handling the insurance company without Car Accident Lawyer. It is important to stay sober and calm after the accident. And the way you deal with the insurance company after that will give great impact whether you need a Car Accident Lawyer or not. You need to review the coverage and understand about it thoroughly before speaking to the insurer. You may need to more attention to the “Exclusions” and “Coverage” part on the policy. Even if they ask you to, you cannot give any recorder statement until you understand about your policy. You better ask the insurer if there is anything you do not understand. And you need to keep all records and receipts about health treatment, wage lost, lodging, and meals after the accident.